Your Legal Position Before Account Access
Our Legal terms explain when you may open and use an account, how we may verify account details, and what happens when access is restricted by local requirements. Access depends on local law, so your location and account details can affect availability. We record payment activity
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connected with DANA, OVO, GoPay, QRIS, bank transfer and virtual account use so we can match a transaction to the correct account. Before account access, complete the phone verification step and use accurate details. If you are in Surabaya or elsewhere in Indonesia, the same policy
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wording applies where local law permits. Read these terms before opening an account and contact us when a clause needs clarification.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.